Design & Build ● Available now Hands-off · Arm’s length investment
Salthouse Road, Barrow-in-Furness
Barrow-in-Furness, Cumbria · Close to BAE Systems Shipyard
Cash required
£44,853
post-refinance
Projected rental
£47,296
per year gross
Net ROI
42.05%
post-refinance
About this investment
A 6-bedroom Design & Build HMO on Salthouse Road, Barrow-in-Furness — six en-suite rooms with two kitchenettes and a kettle station, finished to a modern standard throughout. With a GDV of £290,000, £44,853 remaining in the deal post-refinance and £18,861.25 annual net income, this is a strong cash-flowing asset in a town anchored by the BAE Systems submarine programmes. An arm’s length investment, managed end to end by our team.
✓ Arm’s length investment ✓ Tenant fill support ✓ Maintenance support ✓ 6 en-suite rooms ✓ 2 kitchenettes + kettle station ✓ Design & Build ✓ Licensed HMO
Why invest in Barrow-in-Furness
BAE-led demand. Barrow’s submarine industry provides a major employment anchor, supporting a market for quality rooms among professionals, engineers and contractors.
Long-term employment pipeline. Dreadnought and SSN-AUKUS programmes, alongside continued investment and recruitment, underpin the area’s longer-term accommodation demand drivers.
Professional tenant focus. The scheme targets working tenants and contractors seeking comfortable, well-presented accommodation while working in the area.
Premium specification. Six en-suite rooms, with two kitchenettes and a kettle station in the proposed specification, offer added privacy and convenience for the target market.
Quality-led positioning. Modern interiors and practical in-room facilities are intended to help the property stand out to professionals seeking a higher standard of shared accommodation.
Additional NHS tenant market. Furness General Hospital provides another potential source of tenants, including healthcare professionals, rotating staff and locums.
Rental income breakdown
| Monthly room rents (per room) | |
| Room 1 — En-suite | £715 / mo |
| Room 2 — En-suite | £715 / mo |
| Room 3 — En-suite | £693.33 / mo |
| Room 4 — En-suite | £606 / mo |
| Room 5 — En-suite | £606 / mo |
| Room 6 — En-suite | £606 / mo |
| Total monthly gross | £3,941.33 |
| Total annual gross | £47,295.96 |
Investment summary
BRRR refinance releases £134,500 — recovering the majority of your initial capital. Full GDV, LTV and cost breakdown available in the financial pack.
£18,861.25 net income per year — £1,571.77/month after mortgage (5.5%), management fee, maintenance/other expenses and insurance. Full monthly breakdown in the financial pack.
£20,654.50 property uplift value (7.67%) on a GDV of £290,000 — providing both income and capital growth from day one.
Reserve with a commitment fee to secure this property. The commitment fee ensures this deal is reserved for you.
BRRR refinance strategy
How your capital comes back
GDV
£290,000
→
New mortgage @ 80% LTV
£232,000
→
Funds released
£134,500
→
Cash left in deal
£44,853
After refinancing, approximately £134,500 is released against a Maximum New Mortgage of £232,000 (80% LTV) — recovering the majority of your initial capital. Your long-term commitment drops to £44,853, on which you earn £18,861.25/yr net — a 42.05% net ROI.
Full cost breakdown
Purchase price · Build costs · All fees · Total project cost
Purchase price£130,000
Refurbishment & development (incl. VAT)£94,465
Furniture pack (incl. flooring, blinds & VAT)£14,658
Sourcing, design & PM setup fees (incl. VAT)£16,762.50
Stamp duty (SDLT)£7,160
Bridging 6-month interest£5,557.50
Bridging arrangement fees£1,950
Solicitor & professional fees (initial + refinance)£5,300
Project hold costs£1,000
Total project cost (incl. bridging)£276,853
Free 30-minute investor call
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Book a call and we’ll walk you through the complete financial breakdown — purchase price, build costs, refinance strategy and projected returns. No obligation.
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View all available times →Floor plans
Switch between floors · Tap the plan to enlarge
Floor plans are indicative and for illustrative purposes only. Final layout may vary subject to survey and planning. All room dimensions confirmed on request.
Get the full financial pack
Submit your details and we’ll send you the complete breakdown — purchase price, build costs, refinance figures and projected returns for Salthouse Road.
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What happens next
Financial pack sent to your inbox
One of our advisors will call you within 24 hrs
Prefer to talk now? Book a 30-min call →
✓ Full purchase & build cost breakdown
✓ Refinance strategy & funds-released figures
✓ Projected net income after all costs
✓ ROI calculation with full assumptions
How it works — arm’s length investment
1
Submit your details or book a call
Get the full financial pack by email, or speak directly with our team on a free 30-min call to walk through every number.
2
Reserve with a commitment fee
Secure the property with a commitment fee, which ensures this deal is reserved for you.
3
We design, build & update you
Our team manages the full design and build. You receive regular photo and video updates throughout the project.
4
Tenants in, income starts, capital returns
Our tenant fill support team onboard rooms. Once occupied, rental income begins and the BRRR refinance returns the majority of your capital.
Figures are indicative and subject to final survey, lender terms and legal due diligence. All costs include VAT at the appropriate rate. Capital is at risk. This page is for information purposes only and does not constitute financial advice. HMO Designs Ltd · www.hmodesigns.co.uk